Vendor pricing · verified September 2026
Heartland Restaurant POS pricing in 2026
Heartland, a Global Payments company, sells its restaurant POS through sales representatives and does not publish prices. Reviews in 2026 report the Essential restaurant plan starting around $89 a month, with Heartland's broader POS range described as $39 to $99, in-person processing near 2.6% + 10¢, and a standard three-year contract with early termination fees. Two costs reviews flag specifically: a $125 monthly fee if annual PCI compliance validation is not completed, and equipment leases that can total two to three times a terminal's purchase price over the lease. All of this is reported.
Heartland does not publish this on its own site. Figures below are from named 2026 third-party reviews and are labeled as reported; the vendor's quote is the authority. Checked September 2026.
What reviews report
| Line (reported) | Figure (reported) | Source |
|---|---|---|
| Restaurant POS, Essential | about $89/mo | Loman, SelectHub 2026 |
| POS range | $39–$99/mo | Loman |
| Processing | about 2.6% + 10¢ in person | MerchantInsiders 2026 |
| Contract | standard 3 years with early termination fees | Loman, MerchantInsiders |
| PCI non-compliance fee | $125/month if annual validation not completed | MerchantInsiders |
| Equipment leases | reported at 2–3× purchase price over the term | MerchantInsiders |
The PCI fee is the one to ask about explicitly: $125 a month is $1,500 a year, and it is triggered by paperwork, not by a breach.
Side by side
| System | Monthly software | Processing | Hardware | Contract |
|---|---|---|---|---|
| Heartland Essential (reported) | about $89 | ~2.6% + 10¢ | purchase or lease | 3 years (reported) |
| Square for Restaurants Free | $0 | 2.6% + 15¢ | purchased from $59 | No contract |
| Ginger | $0 with online ordering | interchange-plus, as low as 2% + 5¢ | Box, 2 printers, terminal included over $40k/mo | No contract |
Frequently asked questions
How much does Heartland Restaurant POS cost per month?
Heartland does not publish it. 2026 reviews report the Essential restaurant plan at about $89 a month, within a broader $39 to $99 range across Heartland POS products. Treat it as reported and get a written quote.
Does Heartland require a contract?
Reviews report a standard three-year contract with early termination fees. Ask for the term and the termination fee in the agreement before signing.
What is Heartland's PCI non-compliance fee?
Reviews report $125 a month, $1,500 a year, charged when annual PCI compliance validation is not completed. It is avoidable by completing the validation, but it is worth confirming how and when the validation is due.
What is Heartland's processing rate?
Reviews cite about 2.6% + 10¢ for in-person transactions. Heartland does not publish restaurant rates; get yours in writing.
How does Heartland compare with Ginger on cost?
Heartland's reported $89 a month with processing near 2.6% + 10¢ on a three-year term compares with Ginger at $0 a month with online ordering, interchange-plus as low as 2% + 5¢, no contract, and hardware included for restaurants over $40,000 a month in card volume.
Compare it against a system with no monthly fee
Ginger is $0 a month with online ordering, no contract, interchange-plus processing as low as 2% + 5¢, and the Box, up to two printers and a card terminal included for restaurants over $40,000 a month in card volume. The live demo opens in your browser with no signup.